It Isn’t The Hyatt Card We Were Expecting … The New World of Hyatt Business Card

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New World of Hyatt Business Credit Card

New World of Hyatt Business Credit Card – Welcome Offer & Details

Well we had been hearing rumblings of a new World of Hyatt card. We had thought that it was going to be a premium personal card. But it turns out that we were slightly off there. It is instead the World of Hyatt Business credit card! I know this was something many people were hoping for, especially since Chase business cards don’t count towards Chase 5/24 status. Let’s take a look at the offer and the new World of Hyatt Business card details.

It should go live at some point today – doesn’t appear to be up yet.

World of Hyatt Business Card Welcome Offer

Here are the terms of the welcome offer:
  • Earn up to 75,000 Bonus Points after spending $7,500 within the first three months from account opening.
  • Cardmembers who apply by Dec. 31, 2021, can receive a complimentary one-year Headspace subscription (valued at $69.99 per year)
    • The Headspace subscription must be redeemed by Dec. 31, 2022.
  • Annual fee of $199 is NOT waived the first year.

New World of Hyatt Business Credit Card

Card’s Earning Structure

Here is the earning structure for the new World of Hyatt Business card:
  • Earn 2 Bonus Points per $1 spent on your top three of eight spend categories each calendar quarter through Dec. 31, 2022
  • It will be the top two of eight spend categories in 2023 and beyond. There is no cap on the Bonus Points you can earn.
    • Spend categories include:
      • dining
      • airline tickets purchased directly with the airline
      • car rental agencies
      • local transit and commuting
      • gas stations
      • internet, cable and phone services
      • social media and search engine advertising
      • shipping
  • 4x points on stays at Hyatt hotels and resorts, including participating restaurants and spas.
  • 2x points for fitness club and gym memberships
  • 1X point on all other purchases

Maryland

Card Perks

Here are the perks for the new World of Hyatt Business card:
  • 5 Tier-qualifying night credits with each $10,000 in spend on the card in a calendar year.
  • Earn $100 in Hyatt credit each anniversary year: Spend $50 or more at any Hyatt property and earn $50 in statement credits up to two times each anniversary year
  • Spend $50,000 or more on the card in a calendar year and receive 10% of redeemed points back as Bonus Points for the remainder of the calendar year

  • Here are some additional benefits of cardmembership:
    • World of Hyatt Business Credit cardmembers can gift up to 5 Discoverist statuses to their company employees
    • No fee for employee business cards
    • No foreign transaction fees
    • Complimentary roadside dispatch
    • Primary rental car collision damage waiver
    • Extended warranty protection
    • Purchase protection
    • Trip cancellation/travel interruption insurance
    • Travel and emergency assistance services
    • Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide

New World of Hyatt Business Credit Card

My Initial Thoughts

I’ll go into more detail when I have more time to digest the new World of Hyatt business card later this week.  My initial take is a bit mixed:

Welcome Offer

The 75,000 World of Hyatt points welcome offer is as high as we have seen a Hyatt card offer but it is in line with the Ink Cash and Ink Unlimited which can transfer to Hyatt if you have a premium Chase card.

Annual Fee

This card also comes with a $199 annual fee where the Ink Cash and Ink Unlimited do not.  It should be easy to offset $100 of the fee every year with the hotel credits. And the no fee Ink cards require a premium card to unlock the points so I guess that comes in about even.

Earning Structure

The earning structure falls slightly flat for me. Unless you don’t have a few other cards I think you can do better elsewhere. You can earn 2X on gas with the Ink Cash or 4X with the Amex Gold Business card etc. Dining is 3X with the no fee Freedom Flex and with the Chase Sapphire Preferred. So I don’t know that this offers a ton of value.

Card Perks

Here is where the card shines a bit.  If you like Hyatt status I think you will perk up here.  You can earn 5 elite night credits per $10,000 in spend. With the World of Hyatt personal card you only earn 4 elite night credits for the same spend.  That gives you 25% more.  I do wish the card came with some elite night credits to start off like the personal card. It would be even better if they would stack too like Bonvoy does.  Sadly, it doesn’t appear that is the case though.

The 10% back in points after spending $50,000 is very interesting too. This will be based on calendar year, like the World of Hyatt card’s 15K free night spend starting next year. Once you hit that number you get 10% of your points back for the remainder of the year. You would also earn 25 elite night credits for the spend, almost halfway to Globalist. It does stink that it only gets you 10% back after hitting the spend. If you spend a lot, and can hit it early in the year, this essentially increases your earn rate for Ultimate Rewards, or Hyatt cards, 10% more. That is assuming you transfer the Ultimate Rewards to Hyatt of course. Depending on your travel patterns this could be big savings each year.

New World of Hyatt Business Card Final Thoughts

The new World of Hyatt Business card was so close to being really good. It is missing a free night certificate and the chance to earn one via spend. The lack of elite night credits to give you a head start on the year is a miss in my opinion as well.

This card will be interesting to anyone that chases Hyatt Globalist status. The increased earn rate on spend for elite night credits is nice.  Plus, the chance to get 10% back on award stays is tempting. The spend requirements for that will be out of reach for most though, $50,000 is a steep hill to climb.

It will also be of interest to people under Chase 5/24 and already maxed out on Ink business cards too I think. More options is never a bad thing.

What do you think about the new World of Hyatt Business card? Share your thoughts below. It definitely is not as good as the card I had dreamed up.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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11 COMMENTS

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11 COMMENTS

  1. Gong!!

    The personal WoH card isn’t feeling threatened in my wallet at all. No automatic 5 elite nights or free night certificate (even in lower categories)? What an embarrassment no matter how it’s spun.

  2. I put a lot of business spend on my personal Hyatt card to ensure my Globalist status and get the confirmed suite upgrades, 80 nights last year and about 90 this year with stays. I’m really not sold on this card. There’s some good aspects but a lot of “gotcha” fine print.

  3. Considering you get 2X in top categories and 5 nights/per 10K spend this is stronger thant he personal card especially if you have a business and right now the only choice was the personal card. Ill pick it up. I wonder if it adds any tier nights merely with signup? Those who say it sucks compared to Marriott need to show me how they get more value with Marriott points on similar properties. Because the award chart for Marriott is not as much value overall. At least in my experiences. The signupo bonus is not bad either.

  4. Such a shame! I don’t have the personal Hyatt card, as I was waiting to see if the rumors of a new card were true, but the Business Card is a complete dud IMO. I am currently at 4/24 after receiving the CSP last month, but now I’ll wait to see if AmEx rolls out a refreshed Bonvoy card.

      • True John. If you are able to get those I think that is the better play, assuming you have a card to unlock transfers with it. I think the Hyatt biz card is more for people that wanna spend part, or all, of the way to status.

  5. Preface: I don’t have either Hyatt card, but I want to get one or both of them soon.
    The business card has the same effective annual fee as the personal card, after the two $50 credits. Both cards give Discoverist status, which is of very little value imo anyway. The personal card comes with a Cat 1-4 free night each year which easily covers the AF and puts it way ahead of the business card. I have the CSP, CFF, CFU, and CIC, so all of the earn rates on the Hyatt business card are on par or worse than I already have access to with UR earning cards, plus I have the additional flexibility of the other Chase transfer partners. In my brain I can justify putting dining, airline, and even everyday non-bonus spend on the personal Hyatt card because if you hit the $15K spend and maximize it with a Cat 4 stay worth 15K points, you are getting essentially 3X on dining & flights and 2X on non-bonus spend, which is equal or better than the CSP/CFU. But with no free night award you can earn through spend on the business card, I can’t see myself spending for the sake of elite night credit, and $50K for the 10% points rebate is out of my league. The only reason I would pick up the business card is for the SUB. I’ll have to puzzle on that one before I decide which to apply for (probably in Dec/Jan)

    • Yeah I think the personal card offers better value for most and I would say grab the Ink Cash or Ink Unlimited as the business card if you aren’t gonna spend towards status. Unless those drop back to 50K sometime soon that is the better option imo.

  6. This isn’t anything special and sucks compared to the other cards. Especially Marriott. Highly disappointed.

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