Roundup of Online Bank Bonuses – Earn Cash While At Home
With everyone staying inside, we thought it was a good time to bring you some bank bonuses that are available for most people and can be done online. Most bonuses are available nationwide, so if you haven’t done them recently, you should qualify. I’ve ordered them by the highest possible bonus.
RELATED: Mark’s 2019 Bank Bonus Churning Results
Chase – $600 Checking/Savings Bonus
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- Chase is once again offering one of their best bonuses for $600:
- GET $300 for new Chase checking customers who open a CHASE TOTAL CHECKING® account and set up Direct Deposit.
- GET $200 for opening a new CHASE SAVINGS account, depositing a total of $15,000 or more in new money within 10 business days, and maintaining a $15,000 balance for 90 days. (not the best offer)
- OR get $600 for both (an extra $100)
- Available Nationwide (must have a Chase branch nearby)
- Read more here.
- Chase is once again offering one of their best bonuses for $600:
Wells Fargo – $400 Checking Bonus
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- Open a new Everyday Checking account online from this page or bring an offer code to a participating Wells Fargo branch to get a $400 bonus. Here’s how:
- Open a new, eligible Wells Fargo consumer checking account with a minimum opening deposit of $25 by July 31, 2020.
- Within 90 days of account opening (the “qualification period”), receive a total of $4,000 or more in qualifying direct deposits to your new checking account during the qualification period.
- Available Nationwide
- Read more here.
- Open a new Everyday Checking account online from this page or bring an offer code to a participating Wells Fargo branch to get a $400 bonus. Here’s how:
CIT Bank – $300 Savings Bonus + 1.75% APY
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- CIT Bank is offering a bonus of $150 or $300 and a 1.75% APY on its Savings Builder Account. The offer is for both new and existing customers. The rate is a competitive one for large balances, but it might not last long. But you are also getting the cash bonus so it is definitely worth it.
- Available Nationwide
- Read more here.
US Bank – $300 Checking Bonus
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- Earn a $300 bonus when you open a new U.S. Bank consumer checking account by March 31, 2020 and:
- Use promo code 2020Q1C
- Make at least two direct deposits that total $2,000 or more within 60 days of account opening.
- Enroll in either U.S. Bank online banking or the U.S. Bank Mobile App by April 7, 2020.
- Available Nationwide
- Read more here.
- Earn a $300 bonus when you open a new U.S. Bank consumer checking account by March 31, 2020 and:
Suntrust Bank – $300 Checking Bonus
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- SunTrust Bank has a new checking account bonus that can net you $300 in cash. Offer is available only in a few states until March 31, 2020. Here’s how it works:
- Account must be opened online with promo code Q120ADVANTAGE
- Complete at least $3,000 in Direct Deposits into the new checking account, per statement cycle, for two consecutive statement cycles within the first three full monthly statement cycles
- Earn $300 when you open a new SunTrust Advantage Checking account
- Available in AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, D.C
- More details at Danny the Deal Guru.
- SunTrust Bank has a new checking account bonus that can net you $300 in cash. Offer is available only in a few states until March 31, 2020. Here’s how it works:
Ally Bank – Up to $250
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- For a limited time, get a 1% cash bonus on new money moved to a new or existing account. Simply move at least Once you have signed up, move at least $1,000 from an account at another financial institution to a new or existing eligible Ally Bank account by 3/31/20, and you’ll get a 1% cash bonus, up to $250. You can sign up for the cash bonus between 3/13/20 and 3/20/20.
- Available Nationwide
- More details at Danny the Deal Guru.
Capital One 360 – $100 Savings & $25 Checking Bonus
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- Capital One 360 is offering two bonuses for savings and checking accounts. The $25 bonus for checking account has been around for a while now and not very enticing. But the $100 bonus for the new savings product could be worth it. Just keep in mind that interest rates have dropped recently.
- Available Nationwide
- Read more here.
Final Thoughts
You should be able to get all of these bonuses from the comfort of your home. Remember that these bonuses will result in getting a 1099 come tax season but that is a small price to pay for hundreds of dollars. Also remember that often transfers from other banks trigger the direct deposit requirement. For some data points on what works for each bank check Doctor of Credits site.
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card is the old king of travel rewards cards. Right now bonus_miles_fullLearn more about this card and its features!
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