Some American Express Cardholders Shut Out of Referrals Again

This post may contain affiliate links; please read our advertiser disclosure for more information.

American Express Cardholders Shut Out of Referrals Again

Some American Express Cardholders Shut Out of Referrals Again

The American Express referral system is very generous since it lets you refer friends and family members for any card, even if you don’t have that card yourself. You can even refer to business cards from a personal card and vice versa.

But when this was first introduced in 2019, it also opened up the possibility for self referrals. We have warned against referring yourself several times. Eventually American Express clawed back referral bonuses that were earned through self referrals. Later they even blocked people who had referred themselves from generating referral links.

Since then, it looked like American Express eased up on enforcing the referral ban. Those who were originally blocked from generating referrals, were able to start referring again. This was possible through new American Express cards and even existing accounts when the card number changed.

But now American Express is once again removing the ability to generate referrals for people that were originally banned due to self referrals. Several data points in the last couple of days on reddit point to a new ban. If you were impacted by this back in 2019, you should check your accounts. If you can no longer refer, then your existing referral links are no longer valid either.

Conclusion

This is another reminder to stay away from self referrals, even though that additional referral bonus might be tempting. It is not worth the risk.

DDGhttp://dannydealguru.com
Based in NYC. Points/miles enthusiast for years and actively writing about it for the last 6+ years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.

More Like This

1 COMMENT

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

1 COMMENT

  1. Haven’t yet made a referral for Amex. I could offer Referrals from both Platinum Personal and Aspire a couple weeks ago, but Aspire does not currently show that ability.

LEAVE A REPLY

Please enter your comment!
Please enter your name here

7,703FansLike
15,951FollowersFollow
32,100SubscribersSubscribe

  • MtM recommended tool to track & organize credit cards
  • Best card offers personalized for you
  • Track bonus deadlines, fee dates & 5/24 status
  • Full Travel Freely overview

Free Sign-Up


  • MtM recommended tool to track & organize credit cards
  • Best card offers personalized for you
  • Track bonus deadlines, fee dates & 5/24 status
  • Full Travel Freely overview

Free Sign-Up

Subscribe To Our Newsletter

Join thousands of MtM readers who are subscribed to receive a once daily email with all of our posts. Never miss out!

You have Successfully Subscribed!