Benjy Harmon

Benjy is a fan of points, miles, and financial independence (FI). An experienced world traveler, husband, and father, he currently focuses on roaming throughout the USA expense-free (or close to it). He enjoys helping others achieve their FI and travel goals.

Road Trips Are The Travel Choice Of 2020 & Why I Just Booked One

We have road-tripped for years, and I've put even more emphasis on road trip planning recently. Here's why I'm planning despite possibly canceling later.

Goodbye to Free Visa Gift Card Shipping with Gift Card Mall

Free Visa gift card shipping is no longer available with Gift Card Mall. More efficient shipping options exist, and this expense is easily justifiable.

We Quit Caring About Chase’s 5/24 Rule Three Years Ago – Here’s What Happened

Much focus has been placed on Chase's 5/24 rule and how to receive Chase welcome bonuses. Here's why giving up on this rule worked out best for us.

Visa Gift Card Fraud! What Happened & How to Protect Yourself

I was recently a victim of Visa gift card fraud. It was an adventure as I moved toward a resolution. Here's what I learned and how you can protect yourself.

Why Simon Visa Gift Card Online Ordering Isn’t a Big Deal to Me

Much has been made recently about Simon Visa Gift Card online ordering. In my opinion, it's not a big deal. Let's get into why I think it isn't.

I Gave Amazon Prime The Boot & Why You Should Too

For years, I have passively considered Amazon Prime membership as a normal expense. But canceling Amazon Prime was the right move recently. Here's why.

Strong Moves from American Express on Hilton Credit Cards

American Express has delivered impressive limited-time offerings to their Hilton credit cards. Here's a summary of the changes and my new strategy.