Yahtzee! Two New Massive Offers For Chase Ink Cards Just Launched

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using the new chase offers system

Two Chase Ink Card Increased Offers – 150,000 Points Are Up For Grabs

Whoa, Chase keeps rolling out the massive offers.  We had thought this may be the case when the economy started to rebound from the start of the pandemic.  Chase certainly has not disappointed, rolling out huge offers for multiple cards, many the best we have ever seen. Enter in the Chase Ink Cash and Chase Ink Unlimited and their newly increased offers.  These cards have come with a $500 or 50,000 Ultimate Rewards (with a premium Chase card on the account) offers forever.  Well, Chase just beefed that up, by throwing 50% on top, to $750 or 75,000 points.  Let’s take a look at the two Chase Ink card increased offers.

Chase Ink Cash

The Chase Ink Cash will be preferable to the Chase Ink Unlimited to many because of it’s rewarding earning structure. Here is the new welcome offer:

Chase Ink Cash Earning Structure

  • 5% cash back on the first $25,000 spent in combined purchases each account anniversary year at: Office Supply Stores and on Internet, phone, and cable services.
  • 2% cash back on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
  • 1% cash back on all other purchases
  • Learn More

The Chase Ink Cash is a favorite no fee card among many in the hobby because of its lucrative 5% earning categories. Many people are able to max out the $25,000 cap every year which equates to 125,000 Ultimate Rewards points if you have a premium card listed above to unlock the earning.

Chase Ink Unlimited

The Chase Ink Unlimited is a pretty good option for your everyday, non bonus spend.  While 1.5% doesn’t sound all that appealing, remember that you can unlock that spend and turn that into 1.5X earning with a premium Ultimate Rewards earning card.  That can be worth 2.25% back on every purchase with Chase’s pay yourself back and a Sapphire Reserve card. Here are the details of the offer:

  • Earn $750 after making $7,500 in purchases within the first 3 months of card membership.
  • No annual fee
  • Learn More

Chase Ink Unlimited Earning Structure

  • Earn 1.5% (or 1.5X Ultimate Rewards) per dollar on every transaction.

The Chase Ink Unlimited is a great everyday earner.  It is the perfect card for people that want to use one card for all of their business purchases without really thinking about it.  The Ink Unlimited goes from a decent card to a great card if you are unlock the cash back and turn them into Ultimate Rewards.  It brings you at least 50% more in value, but it can be much more when the points are used for travel.

Chase Ink Cards – Bonus Restrictions

The Chase Ink cards fall under the dreaded Chase 5/24 rule.  Click the link for more info, but basically you won’t be approved if you have opened up 5 or more revolving accounts in the past 24 months.  But since they are business cards they will not count towards your 5/24 status.

In addition to 5/24, most Chase cards require a certain amount of time pass before you can get a card again, but not this one! There is no such terminology/restriction in the Ink Business cards terms meaning you can potentially get this welcome offer for a second business or if you have had the card before. Make sure to check the latest data points to see how Chase is enforcing this.

Chase Ink Card Increased Offers – Final Thoughts

These offers are as good as I have seen for either of these cards, at least publicly.  If I was under Chase 5/24 right now I would grab one, or both, for my business. You can’t really go wrong with either option.  Especially if you pair them with one of the Chase premium cards listed above.

If you have a large amount of spend in the 5% or 2% categories of the Chase Ink Cash then I would go that route.  You will rack up cash back (or points) a lot quicker with the ramped up earning.  If a lot of your business’ spend is non bonus spend then the Chase Ink Unlimited is probably the better option.  Or you could just get both 🤣.

Chase was pretty stingy on business applications a few months back, especially for sole proprietor applicants.  They have loosened the reigns a bit but some industries are still getting more scrutiny than others.  If you apply let us know for what business category and if you were approved or not below.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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14 COMMENTS

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14 COMMENTS

  1. So if I have both of these cards already, I can cancel one of them, wait 30 days and reapply? Or what would you suggest in this case?
    Many Thanks!

    • That would be an option but there is always a risk that you may not get approved. I personally would just try to get a 2nd of the one you like the best and go from there.

    • I don’t remember anything publicly like that. The CSP was 80K and the INK Preferred is usually at that level (100K now) but not these two.

  2. Dang, have the Ink Business Unlimited and Cash cards now. From reading the above the new offers would not apply to me.

  3. Ugh. I just got this card with the 50k. (Unlimited.) I guess chase has stopped matching higher offers when they do a new card with a new bonus but I suppose I can ask by SM. Darn. Just missed it.

  4. The problem is that the miles they offer are of very dubious value — certainly much less than they were worth say a year ago — particularly as it is becoming increasingly clear that anything approaching normal travel won’t be restarting anytime soon, and normalcy is probably going to become even further away with the incoming Administration.

    • If you use pay yourself back they are worth $930-$1,125 if you also have a Chase premium card. That is solid no matter how you look at it . But yes for straight travel they are not what they once were.

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