Chase Ink Plus Referral, Get a Bonus Match & Where to Get the Very Best Offer Possible!

This post may contain affiliate links; please read our advertiser disclosure for more information.
Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

chase ink plus referral
Miles to Memories does not have a direct relationship with the card issuing bank(s) and this post does not include any affiliate links. If you wish to support the site by applying for credit cards or using other referral links, you can do so here.

Before applying I highly suggest reading the following posts: Slow & Steady Doesn't Make You A Loser and A Mandatory Waiting Period to Apply for Credit Cards?. You can find all of our credit card reviews here.

Chase Ink Plus Referral & Getting the Overall Best Offer

Chase has temporarily upped the bonus on their Ink Plus card from 50,000 points to 60,000 points after spending $5,000 during the first three months. This is a great offer, especially considering it may be going down to 40,000 points soon.

There are a few things to consider with this new offer:

  • You get 10,000 more points than the old offer.
  • You pay the $95 annual fee the first year instead of it being waived.

So what Chase has done is made the offer look flashier on the surface than it really is. I value Ultimate Rewards at 1.7 cents each based on my past redemptions, so I see the points as being worth $170 more. If you factor in the annual fee, this new offer is only $75 better than the old one.

chase ink plus referral
Don’t pay the annual fee if you don’t have to!

You Can Do Better

Thankfully there is a better option and I highly urge everyone who is looking to apply to do this. Go into your local branch and apply. By doing this you will receive the increased 60,000 bonus point offer & the annual fee will be waived the first year. That means the in-branch offer is worth $170 more than the normal offer.

Bonus Match

What if you applied for the card under the old bonus? Will Chase match you to the new one? They should, but you need to make sure to ask for the right thing. Since the 50,000 bonus point offer waived the annual fee and 60,000 point offer doesn’t, they will most likely deny your claim.

In order to get them to match the increased offer, make sure to mention the waived annual fee in-branch. If you specifically ask them to match the 60,000 point offer with no annual fee, the only difference is the bonus amount. Many people have had success doing this.

Chase Ink Plus Referral Program

chase ink plus referral
Make sure to tell your friends how they can save $95 by applying in-branch!

Current holders of the Chase Ink Plus card can also refer their friends and earn 5,000 bonus points. The only way I would suggest applying online is if you don’t have a branch or if you value the time it takes to apply in branch at $95 or more.

To refer your friends, simply visit and follow the prompts. The key to getting your referral link is to click to share via Twitter. It will popup a tweet that contains your link. If you refer via email it can take several days.

Here is my personal referral link and you can also apply for a variety of cards through my banners on the site. With that said, I urge you to consider the best offer, which is the one only available in branch. While I love free points, I would much rather you keep the $95 in your pocket!!!


The Chase Ink Plus is an amazing card. Even with the recent loss of Lounge Club, I feel the card provides an outstanding value with its 5x bonus categories. If I didn’t already have a card then I would be applying for this offer in-branch.

Have you applied for an Ink Plus? Did you ask for a bonus match? Please share your experiences in the comments!

Shawn Coomer
Since 2007 Shawn Coomer has been circling the globe with his family for pennies on the dollar. He uses that first-hand knowledge and experience to teach others how to achieve their travel dreams for the least amount of money possible.

More Like This


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Hi Shawn,

    I already have Ink Plus and would like to create a referral link for my friend to apply, but when I went to chasereferafriend website link and put my last name, zip code, and last 4 of my Ink Plus card, it says:
    “The information you provided does not match any of our current Chase Refer-A-Friend promotions. Please check to make sure you entered your information correctly, and continue to check back to see if your card becomes eligible in the future.”

    Why is this happen and how to create my referral link for Ink Plus then?

  2. I went to the local branch and got the 60k offer, but when I asked about waiving the AF, I was told they could not do that.

  3. Hi Shawn, I enjoy reading your blog. I’m not interested in the Ink plus but if you have a referral link to Cash ink, I’ll sign up to support the site. Just give me the link or tell me where to sign up.

    More power to you!

  4. Any idea what the time limit for having already applied and asking for a match to the newer offer? I had applied in the middle of January for inkcash and actually just received the bonus miles on my last statement

  5. Last year when the bonus went to 70k with $95 fee. We had gotten my wife the 60k with no fee a couple of months before. They would not give us the extra 10k points because the offer was different, since the fee was waived for us in year 1. I tried multiple times, but received the same answer.

    I do plan to apply for the Ink Cash later today (after work) since that is 30k right now. I see you have a link for it as well 🙂

    • Yeah I had the same issue with the 70k offer last year as well. The key for Chase is making sure the AF is the same on both offers. Thanks Dustin and if you use my link, thanks for the support! I plan on picking up an Ink Cash myself as well during this promotion.


Please enter your comment!
Please enter your name here


  • MtM recommended tool to track & organize credit cards
  • Best card offers personalized for you
  • Track bonus deadlines, fee dates & 5/24 status
  • Full Travel Freely overview

Free Sign-Up

moomoo - 2 Free Stocks!

Brokerage app moomoo is offering 2 Free Stocks! Just open an account and fund with $500 to get your stocks! Super easy.
Grab your 2 free stocks now!

Subscribe To Our Newsletter

Join thousands of MtM readers who are subscribed to receive a once daily email with all of our posts. Never miss out!

You have Successfully Subscribed!