New United Card Launch Is Better Than Expected & My Next Card!

Chase United Quest Card Launch, Card & Offer Details

We had alerted you that the new Chase United Quest card would be launching soon earlier this week.  Well the day is here and the offer is actually better than we had thought it would be.  I would put it right up there with the best Chase personal card offers.  So much so that I think it will be my wife’s final application before she slides into over Chase 5/24 purgatory.  Let’s take a look at the card details and perks.

Welcome Offer

Here are the details of the welcome offer:

• bonus_miles_full
• annual_fees annual fee
• Learn More

Chase United Quest Card Earning Structure

The Chase United Quest card earning structure is as follows:

• 3x points per $1 spent on United purchases
• 2x points per $1 spent on all other travel purchases
• 2x points per $1 spent on select streaming and restaurant purchases
• 1x point per $1 spent on all other purchases
• Learn More

Chase United Quest Card Perks

Here are some of the better card perks:

• Up to $125 in statement credits for United purchases charged to your card each cardmember year.
• Up to 10,000 miles back. Get 5,000 miles back for each award flight per year (up to two per cardmember year). This starts on the first anniversary of the card.
• Free first and second checked bag.
• Priority boarding and premier upgrades on award tickets.
• 25% statement credit on purchases made using the card onboard United operated flights
• Learn More

Protections

• Trip Cancellation / Trip Interruption Insurance
  • You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.
• Baggage Delay Insurance
  • Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
• Lost Luggage Reimbursement
  • If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
• Trip Delay Reimbursement
  • If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
• Auto Rental Collision Damage Waiver
  • Decline the rental company’s collision insurance and charge the entire rental cost to your card.  Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
• Purchase Protection
  • Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.
• Extended Warranty Protection
  • Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Why This Is Our Next Card

I am not a fan of United and have flown them once in the last decade.  But I do appreciate their mileage program and how easy it is to book partner flights on their site.  I used United miles to fly to St. John’s Newfoundland and it only cost me 25,000 miles roundtrip.  The cost of the flight was around $750 so a pretty good redemption in my book. Our stash of United miles is currently sitting at zero and I would need to transfer Ultimate Rewards for future bookings. Because of that I look at the Chase United Quest welcome offer as almost like adding to my Ultimate Rewards stash (which is seriously hurting right now) because it saves me from having to transfer them out.

Ian shared his favorite uses of United Miles in the past which gives you some ideas of how versatile their miles can be. We also have a few write ups on their popular excursionist perk that can net you a ton of value (how to maximize the excursionist perk & how to add a free award flight with it). As you can see there are a lot of options with United miles outside of actually flying United Airlines.

Chase United Quest Card – Final Thoughts

The Chase United Quest card is a compelling card even if you don’t fly United. I also like the perks that come with the card.  The credit may be hard for some non United flyers to use but I imagine you can fund your United Travel Bank or maybe a gift card purchase will work, time will tell there.  The 10,000 miles back on award flights is a pretty cool perk as well.  That should work out to $100+ in savings each year as well.  Throw that in with the credit and the annual fee is pretty much covered.

I like that in addition to earning 3X miles on United purchases, this card also offers 2X earning on all other travel.  You can likely get a better rate with other cards but sometimes that is more defined than this option.  Your other cards may be for direct airline or hotel bookings only etc. and this could be a good backup option.  It also comes with primary coverage for rental cars and travel insurance which is awesome to have as well.

All in all, I think Chase put together a super compelling card and one that all United loyalists will want to have in their wallet.  Even non loyalists, or haters like me, can find a ton of value in it too.

And with that I am off, to apply for this beauty!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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