Credit Card Transfer Partners List
One of the best ways to maximize the value of credit card rewards points is to transfer them to travel partners to book award tickets or free nights.We thought it would be useful to have a complete list for reference to help save you time. There are four flexible credit card point programs which allow travelers to get outsized value from rewards points.
Below is a list of the different options available to transfer points and their respective transfer rates. I will bold any transfer partners that are unique to the particular transferable currency.
Updated 8/25/22 with new Bilt Rewards transfer partners
RELATED: Current Transfer Bonuses For Every Major Currency
American Express Membership Rewards (Transfer Rate)
- Aer Lingus (1:1)
- Aeromexico Club Premier (1:1.6)
- Air Canada Aeroplan (1:1)
- Air France / KLM Flying Blue (1:1)
- ANA Mileage Club (1:1)
- Avianca LifeMiles (1:1)
- British Airways Executive Club (1:1)
- Cathay Pacific Asia Miles (1:1)
- Delta SkyMiles (1:1)
- Emirates Skywards (1:1)
- Etihad Guest (1:1)
- Hawaiian Airlines (1:1)
- Iberia Plus (1:1)
- JetBlue (250:200)
- Qantas Frequent Flyer (1:1)
- Singapore Airlines KrisFlyer (1:1)
- Virgin Atlantic Flying Club (1:1)
Hotel Transfer Partners
- Choice Privileges (1:1)
- Hilton Honors (1:2)
- Marriott Bonvoy (1:1)
Related: Complete Guide to American Express Membership Rewards Points
Bilt Rewards (1:1 Transfers)
- Aer Lingus AerClub (coming September 2022)
- American Airlines AAdvantage
- Air Canada Aeroplan
- Air France / KLM Flying Blue
- British Airways Avios
- Cathay Pacific Asia Miles
- Iberia Plus (coming September 2022)
- IHG Rewards
- Emirates Skywards
- Hawaiian Airlines Hawaiian Miles
- Turkish Airlines Miles & Smiles
- United Airlines
- Virgin Atlantic Flying Club
- World of Hyatt
Related: Bilt Rewards Guide
Brex Points (1:1 Transfers)
- Aeromexico Club Premier
- Air France / KLM Flying Blue
- Avianca LifeMiles
- Cathay Pacific Asia Miles
- Emirates Skywards
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
Capital One Miles (Transfer Rate)
- Aeromexico Club Premier (1:1)
- Air Canada Aeroplan (1:1)
- Air France/KLM Flying Blue (1:1)
- Avianca LifeMiles (1:1)
- British Airways Avios (1:1)
- Cathay Pacific Asia Miles (1:1)
- Emirates Skywards (1:1)
- Etihad Guest (1:1)
- EVA Infinity MileageLands (2:1.5)
- Finnair Plus (1:1)
- Qantas Frequent Flyer (1:1)
- Singapore Airlines KrisFlyer (1:1)
- TAP Portugal (1:1)
- Turkish Airlines Miles & Smiles (1:1)
- Virgin Red (1:1)
Hotel Transfer Partners
- Accor Live Limitless (2:1)
- Choice Privileges (1:1)
- Wyndham Rewards (1:1)
Related: Complete Guide To Capital One Miles, Transfers, Earning & Redeeming
Chase Ultimate Rewards (1:1 Transfers)
- Aer Lingus Aer Club
- Air Canada Aeroplan
- British Airway Executive Club
- Emirates Skywards
- Flying Blue Air France / KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
Hotel Transfer Partners
- IHG Rewards Club
- Marriott Bonvoy
- World of Hyatt
Related: Chase Ultimate Rewards Points Guide: Earning, Redeeming and Card Brands
Citi ThankYou Points (1:1 Transfers)
- Aeromexico Club Premier
- Air France / KLM Flying Blue
- Avianca LifeMiles
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Airways
- EVA Air
- InterMiles / Jet Airways
- JetBlue Airways (1:1 unless you only hold a ‘no annual fee’ card, then they transfer at 1:0.8)
- Malaysia Airlines Enrich
- Qantas Airways
- Qatar Airways
- Singapore Airlines
- Thai Airways
- Turkish Airlines
- Virgin Atlantic
Hotel Transfer Partner
- Choice Hotels (1:2 transfer ratio)
- Wyndham Rewards (1:1 unless you only hold a ‘no annual fee’ card, then they transfer at 1:0.8)
Related: Citi ThankYou Rewards Points Guide: Earning, Redeeming and Details
Marriott Bonvoy Transfers
These transfer a little bit differently than most currencies. Points transfer at a 3:1 ratio, unless noted otherwise. Additionally, there is a 5,000 miles bonus in the destination account for every 60,000 Bonvoy points transferred. Here’s an example: you transfer 60,000 points from Marriott Bonvoy to Air Canada Aeroplan. That becomes 20,000 Aeroplan points, plus the 5,000 bonus, so a total of 25,000.
- Aegean Miles Bonus
- Aer Lingus AerClub
- Aeroflot Bonus
- Aeromexico Club Premier
- Air Canada Aeroplana
- Air France / KLM Flying Blue
- Air New Zealand Air Points (200:1)
- Alaska Airlines Mileage Plan
- Alitalia Millemiglia
- American Airlines AAdvantage
- ANA Mileage Club
- Asiana Airlines Asiana Club
- Avianca LifeMiles
- British Airways Executive Club
- Cathay Pacific Asia Miles
- Copa Airlines ConnectMiles
- Delta SkyMiles
- Emirates Skywards
- Etihad Guest
- Hainan Airlines Fortune Wings Club
- Hawaiian Miles
- Iberia Plus
- InterMiles / Jet Airways
- Japan Airlines (JAL) Mileage Bank
- Korean Air SKYPASS
- LATAM Pass
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Saudia Alfursan
- Singapore Airlines KrisFlyer
- Southwest Rapid Rewards
- TAP Miles & Go
- Thai Royal Orchid Plus
- Turkish Airlines Miles & Smiles
- United MileagePlus (3:1.1)
- Virgin Atlantic Flying Club
- Vueling Airlines
Credit Card Transfer Partners List – Final Thoughts
As you can see, there’s a lot of overlap between transfer partners. Finnair and Accor are exclusive to Capital One. While Thai and Malaysia are exclusive to the Citi ThankYou program. Many people transfer Ultimate Rewards to Hyatt points, since they tend to be more valuable than other hotel program points.
Banks regularly offer transfer bonuses, so bookmark our list of current points transfer bonuses. These can make your redemptions even more valuable.
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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
I started creating a resource to help me figure out the partner airlines for Chase UR and AMEX and decided to build it out for Citi, Cap One, Bilt, and Brex. Hope it’s useful for others!
[…] can see a full list of various transfer partners on Miles to […]
Are there any prohibitions on transferring UR to Bonvoy and then Bonvoy to Alaska? Not a good redemption value, but a strategy for a top-off better than buying points…
Should be no problem
Does any credit card transfer to Royal Air Maroc?
Can you transfer air miles to hotel stays?
Thank you, however, this would be so much more helpful in a spreadsheet.
[…] Flexible Point Master Transfer List: The great thing about flexible points is the ability to transfer them to several airlines and/or hotels. Keeping straight who partners with who is a different story. Here’s a one stop shop to see where you can transfer your points. […]
You can convert Hyatt points to miles, at a crappy 2.5:1 conversion. Also you can choose to get miles instead of Hyatt points for every stay. May be useful in some limited cases. https://world.hyatt.com/content/gp/en/rewards/air-auto.html
Is Delta unique to Amex? I don’t see it in bold, but I also don’t see it on any of the other lists.
Yes Delta is unique to Amex – I will make it bold. Thanks Jason
Now if only one of them could snag American Airlines, Alaska, Amtrak, Accor, Japan Airlines or Wyndham things would be great.
Looks like Alaska Airlines has a partnership with AA and JAL.
I still can’t believe Citi hasn’t been able to get it done with AA.
Don’t forget, Emirates is in Ultimate Rewards.
Other than that it’s a comprehensive list. Good job.
Added – thanks Mary!
Citi can also transfer to Emirates as 1:1
Nice to have this all in one place. well done
[…] This is a very handy list to have: Credit Card Transfer Partner Master List and Transfer Ratios. […]
No Barclay?