Credit Card Transfer Partners Master List & Transfer Ratios

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Credit Card Transfer Partners List

Credit Card Transfer Partners List

One of the best ways to maximize the value of credit card rewards points is to transfer them to travel partners to book award tickets or free nights.We thought it would be useful to have a complete list for reference to help save you time. There are four flexible credit card point programs which allow travelers to get outsized value from rewards points.

Below is a list of the different options available to transfer points and their respective transfer rates. I will bold any transfer partners that are unique to the particular transferable currency.

Updated 8/25/22 with new Bilt Rewards transfer partners

RELATED: Current Transfer Bonuses For Every Major Currency

Credit Card Transfer Partners List MR

American Express Membership Rewards (Transfer Rate)

  • Aer Lingus (1:1)
  • Aeromexico Club Premier (1:1.6)
  • Air Canada Aeroplan (1:1)
  • Air France / KLM Flying Blue (1:1)
  • ANA Mileage Club (1:1)
  • Avianca LifeMiles (1:1)
  • British Airways Executive Club (1:1)
  • Cathay Pacific Asia Miles (1:1)
  • Delta SkyMiles (1:1)
  • Emirates Skywards (1:1)
  • Etihad Guest (1:1)
  • Hawaiian Airlines (1:1)
  • Iberia Plus (1:1)
  • JetBlue (250:200)
  • Qantas Frequent Flyer (1:1)
  • Singapore Airlines KrisFlyer (1:1)
  • Virgin Atlantic Flying Club (1:1)
Hotel Transfer Partners
  • Choice Privileges (1:1)
  • Hilton Honors (1:2)
  • Marriott Bonvoy (1:1)

Related: Complete Guide to American Express Membership Rewards Points

Bilt Rewards (1:1 Transfers)

  • Aer Lingus AerClub (coming September 2022)
  • American Airlines AAdvantage
  • Air Canada Aeroplan
  • Air France / KLM Flying Blue
  • British Airways Avios
  • Cathay Pacific Asia Miles
  • Iberia Plus (coming September 2022)
  • IHG Rewards
  • Emirates Skywards
  • Hawaiian Airlines Hawaiian Miles
  • Turkish Airlines Miles & Smiles
  • United Airlines
  • Virgin Atlantic Flying Club
  • World of Hyatt

Related: Bilt Rewards Guide

Brex Points (1:1 Transfers)

  • Aeromexico Club Premier
  • Air France / KLM Flying Blue
  • Avianca LifeMiles
  • Cathay Pacific Asia Miles
  • Emirates Skywards
  • Qantas Frequent Flyer
  • Singapore Airlines KrisFlyer

Capital One Miles (Transfer Rate)

  • Aeromexico Club Premier (1:1)
  • Air Canada Aeroplan (1:1)
  • Air France/KLM Flying Blue (1:1)
  • Avianca LifeMiles (1:1)
  • British Airways Avios (1:1)
  • Cathay Pacific Asia Miles (1:1)
  • Emirates Skywards (1:1)
  • Etihad Guest (1:1)
  • EVA Infinity MileageLands (2:1.5)
  • Finnair Plus (1:1)
  • Qantas Frequent Flyer (1:1)
  • Singapore Airlines KrisFlyer (1:1)
  • TAP Portugal (1:1)
  • Turkish Airlines Miles & Smiles (1:1)
  • Virgin Red (1:1)
Hotel Transfer Partners
  • Accor Live Limitless (2:1)
  • Choice Privileges (1:1)
  • Wyndham Rewards (1:1)

Related: Complete Guide To Capital One Miles, Transfers, Earning & Redeeming

Credit Card Transfer Partners List Ultimate Rewards

Chase Ultimate Rewards (1:1 Transfers)

  • Aer Lingus Aer Club
  • Air Canada Aeroplan
  • British Airway Executive Club
  • Emirates Skywards
  • Flying Blue Air France / KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club
Hotel Transfer Partners
  • IHG Rewards Club
  • Marriott Bonvoy
  • World of Hyatt

Related: Chase Ultimate Rewards Points Guide: Earning, Redeeming and Card Brands

ThankYou Partners

Citi ThankYou Points (1:1 Transfers)

  • Aeromexico Club Premier
  • Air France / KLM Flying Blue
  • Avianca LifeMiles
  • Cathay Pacific Asia Miles
  • Emirates Skywards
  • Etihad Airways
  • EVA Air
  • InterMiles / Jet Airways 
  • JetBlue Airways (1:1 unless you only hold a ‘no annual fee’ card, then they transfer at 1:0.8)
  • Malaysia Airlines Enrich
  • Qantas Airways
  • Qatar Airways
  • Singapore Airlines
  • Thai Airways 
  • Turkish Airlines
  • Virgin Atlantic
Hotel Transfer Partner
  • Choice Hotels (1:2 transfer ratio)
  • Wyndham Rewards (1:1 unless you only hold a ‘no annual fee’ card, then they transfer at 1:0.8)

Related: Citi ThankYou Rewards Points Guide: Earning, Redeeming and Details

Marriott Bonvoy Transfers 

These transfer a little bit differently than most currencies. Points transfer at a 3:1 ratio, unless noted otherwise. Additionally, there is a 5,000 miles bonus in the destination account for every 60,000 Bonvoy points transferred. Here’s an example: you transfer 60,000 points from Marriott Bonvoy to Air Canada Aeroplan. That becomes 20,000 Aeroplan points, plus the 5,000 bonus, so a total of 25,000.

  • Aegean Miles Bonus
  • Aer Lingus AerClub
  • Aeroflot Bonus
  • Aeromexico Club Premier
  • Air Canada Aeroplana
  • Air France / KLM Flying Blue
  • Air New Zealand Air Points (200:1)
  • Alaska Airlines Mileage Plan
  • Alitalia Millemiglia
  • American Airlines AAdvantage
  • ANA Mileage Club
  • Asiana Airlines Asiana Club
  • Avianca LifeMiles
  • British Airways Executive Club
  • Cathay Pacific Asia Miles
  • Copa Airlines ConnectMiles
  • Delta SkyMiles
  • Emirates Skywards
  • Etihad Guest
  • Hainan Airlines Fortune Wings Club
  • Hawaiian Miles
  • Iberia Plus
  • InterMiles / Jet Airways
  • Japan Airlines (JAL) Mileage Bank
  • Korean Air SKYPASS
  • LATAM Pass
  • Qantas Frequent Flyer
  • Qatar Airways Privilege Club
  • Saudia Alfursan
  • Singapore Airlines KrisFlyer
  • Southwest Rapid Rewards
  • TAP Miles & Go
  • Thai Royal Orchid Plus
  • Turkish Airlines Miles & Smiles
  • United MileagePlus (3:1.1)
  • Virgin Atlantic Flying Club
  • Vueling Airlines

Credit Card Transfer Partners List – Final Thoughts

As you can see, there’s a lot of overlap between transfer partners. Finnair and Accor are exclusive to Capital One. While Thai and Malaysia are exclusive to the Citi ThankYou program. Many people transfer Ultimate Rewards to Hyatt points, since they tend to be more valuable than other hotel program points.

Banks regularly offer transfer bonuses, so bookmark our list of current points transfer bonuses. These can make your redemptions even more valuable.

Bethany Walshhttp://Bougiemiles.com
Founder of BougieMiles.com, Bethany is a points, miles and loyalty program strategist who enjoys luxury travel and lives for a deal. When Bethany is not following her Miles to Memories family around the world to various meet-ups you can find her on a beach, in a casino or on a mileage run.

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19 COMMENTS

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

19 COMMENTS

  1. Are there any prohibitions on transferring UR to Bonvoy and then Bonvoy to Alaska? Not a good redemption value, but a strategy for a top-off better than buying points…

  2. Now if only one of them could snag American Airlines, Alaska, Amtrak, Accor, Japan Airlines or Wyndham things would be great.

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