Credit Card Transfer Partners Master List & Transfer Ratios

This post may contain affiliate links; please read our advertiser disclosure for more information.

Credit Card Transfer Partners List

Credit Card Transfer Partners List

One of the best ways to maximize the value of credit card rewards points is to transfer them to travel partners to book award tickets or free nights.We thought it would be useful to have a complete list for reference to help save you time. There are four flexible credit card point programs which allow travelers to get outsized value from rewards points.

  1. American Express Membership Rewards
  2. Brex Points
  3. Chase Ultimate Rewards
  4. Citi ThankYou Points
  5. Capital One miles
  6. Marriott Bonvoy points

Below is a list of the different options available to transfer points and their respective transfer rates. I will bold any transfer partners that are unique to the particular transferable currency.

Updated 10/20/21: Citi added Choice hotels as a transfer partner, added Marriott and Brex transfers.

Credit Card Transfer Partners List MR

Amex Membership Rewards (Transfer Rate)

  • Aer Lingus (1:1)
  • Aeromexico Club Premier (1:1.6)
  • Aeroplan Air Canada (1:1)
  • Alitalia MilleMiglia (1:1)
  • ANA (1:1)
  • Cathay Pacific Asia Miles (1:1)
  • Avianca Lifemiles (1:1)
  • British Airways Executive Club (1:1)
  • Delta Skymiles (1:1)
  • Etihad Guest (1:1)
  • Flying Blue Air France KLM (1:1)
  • Hawaiian Airlines (1:1)
  • Iberia Plus (1:1)
  • JetBlue (1:.8)
  • Singapore Airlines Krisflyer (1:1)
  • Emirates Skywards (1:1)
  • Virgin Atlantic Flying Club (1:1)
Hotel Transfer Partners
  • Marriott (1:1)
  • Hilton Honors (1:2)
  • Choice Privileges (1:1)

Brex Points (1:1 Transfers)

  • Air France / KLM Flying Blue
  • Aeromexico Club Premier
  • Avianca LifeMiles
  • Cathay Pacific Asia Miles
  • Qantas Frequent Flyer
  • Singapore Airlines KrisFlyer

Credit Card Transfer Partners List Ultimate Rewards

Chase Ultimate Rewards (Transfer at a 1:1 Ratio)

  • Aeroplan Air Canada
  • British Airway Executive Club
  • Flying Blue Air France / KLM
  • Singapore Airlines KrisFlyer
  • United MileagePlus
  • JetBlue
  • Southwest Airlines Rapid Rewards
  • Virgin Atlantic Flying Club
  • Iberia Plus
  • Aer Lingus AerClub
  • Emirates Skywards
Hotel Transfer Partners
  • World of Hyatt
  • IHG Rewards Club
  • Marriott Rewards

Related: Chase Ultimate Rewards Points: Should I Transfer Points to Travel Partners or Book Through Portal

ThankYou Partners

Citi ThankYou Points (Points Transfer at a 1:1 Ratio)

  • Avianca Lifemiles
  • Air France / KLM Flying Blue
  • Cathay Pacific Asia Miles
  • Emirates Skywards
  • Etihad Airways
  • EVA Air
  • Garuda Indonesia
  • Jet Airways 
  • JetBlue Airways (1:1 unless you only hold a ‘no annual fee’ card, then they transfer at 1:0.8)
  • Malaysia Airlines 
  • Qantas Airways
  • Qatar Airways
  • Singapore Airlines
  • Thai Airways 
  • Turkish Airlines
  • Virgin Atlantic
Hotel Transfer Partner
  • Choice Hotels (1:2 transfer ratio)

Capital One Miles (Transfer Rate)

  • Aeromexico Club Premier (1:1)
  • Air Canada Aeroplan (1:1)
  • Air France/KLM Flying Blue (1:1)
  • Avianca LifeMiles (1:1)
  • Cathay Pacific Asia Miles (1:1)
  • Emirates Skywards (1:1)
  • Etihad Guest (1:1)
  • EVA Infinity MileageLands (2:1.5)
  • Finnair Plus (1:1)
  • Qantas Frequent Flyer (1:1)
  • Singapore Airlines KrisFlyer (1:1)
Hotel Transfer Partners
  • Accor Live Limitless (2:1)
  • Choice Privileges (1:1) – starting in late 2021
  • Wyndham Rewards (1:1)

Related: You can Now Transfer Capital One Venture Miles to Partners, Plus Two New Additions

Marriott Bonvoy Transfers 

These transfer a little bit differently than most currencies. Points transfer at a 3:1 ratio, unless noted otherwise. Additionally, there is a 5,000 miles bonus in the destination account for every 60,000 Bonvoy points transferred. Here’s an example: you transfer 60,000 points from Marriott Bonvoy to Air Canada Aeroplan. That becomes 20,000 Aeroplan points, plus the 5,000 bonus, so a total of 25,000.

  • Aegean Miles Bonus
  • Aer Lingus AerClub
  • Aeroflot Bonus
  • Aeromexico Club Premier
  • Air Canada Aeroplan
  • Air China Phoenix Miles
  • Air France / KLM Flying Blue
  • Air New Zealand Air Points (200:1)
  • Alaska Airlines Mileage Plan
  • Alitalia Millemiglia
  • American Airlines AAdvantage
  • ANA Mileage Club
  • Asiana Airlines Asiana Club
  • Avianca LifeMiles
  • British Airways Executive Club
  • Cathay Pacific Asia Miles
  • China Eastern Miles
  • China Southern Airlines Sky Pearl Club
  • Copa Airlines ConnectMiles
  • Delta SkyMiles
  • Emirates Skywards
  • Etihad Guest
  • Frontier Miles
  • Hainan Airlines Fortune Wings Club
  • Hawaiian Miles
  • Iberia Plus
  • Japan Airlines (JAL) Mileage Bank
  • JetBlue TrueBlue (6:1)
  • Korean Air SKYPASS
  • LATAM Pass
  • Qantas Frequent Flyer
  • Qatar Airways Privilege Club
  • Saudia Alfursan
  • Singapore Airlines KrisFlyer
  • South African Airways Voyager
  • Southwest Rapid Rewards
  • TAP Miles & Go
  • Thai Royal Orchid Plus
  • Turkish Airlines Miles & Smiles
  • United MileagePlus (3:1.1)
  • Virgin Atlantic Flying Club
  • Virgin Australia Velocity

Credit Card Transfer Partners List – Final Thoughts

As you can see there’s a lot of overlap between transfer partners. Finnair and Hainan are exclusive to Capital One. While Thai and Turkish are exclusive to the Citi ThankYou program. Many people transfer Ultimate Rewards to Hyatt points since they tend to be more valuable than other hotel program points.

Citi and Amex regularly offer bonuses on transfers (like this one to Jetblue). Transferring during bonus periods is the best way to get maximum value. For this reason, you shouldn’t speculatively transfer your points until you either have a specific redemption in mind or there is a bonus.

Bethany Walsh
Founder of, Bethany is a points, miles and loyalty program strategist who enjoys luxury travel and lives for a deal. When Bethany is not following her Miles to Memories family around the world to various meet-ups you can find her on a beach, in a casino or on a mileage run.

More Like This


Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Now if only one of them could snag American Airlines, Alaska, Amtrak, Accor, Japan Airlines or Wyndham things would be great.


Please enter your comment!
Please enter your name here


RebatesMe - $40 Bonus!

Super easy bonus! Sign-up and they'll pay you $40 after your earn $10 cashback. That's it!
Grab Your RebatesMe Bonus!

Webull - 2 Free Stocks!

Brokerage app Webull is offering 2 Free Stocks! Just open an account and fund with $100 to get your stocks valued up to $1600! Super easy!
Grab your 2 free stocks now!

Subscribe To Our Newsletter

Join thousands of MtM readers who are subscribed to receive a once daily email with all of our posts. Never miss out!

You have Successfully Subscribed!