GiftCardMall Visa Gift Cards – Almost Free
GiftCardMall is offering $2 off their Visa gift cards with the code LUCKY2016. First class shipping is also free which means the fee on a $500 card is only $3.95. Additionally, Simply Best Coupons is offering .0075 cashback, but it isn’t apparent if you can stack the two.
I don’t see any language excluding promo codes on the Simply Best Coupons website, however that doesn’t mean everything will go as planned. If you can stack the deals, the math works out like this.
- Cost of $500 card: $503.95
- Portal cashback: -$3.75
- Final cost: $500.20
Warning: Some cards coming from GiftCardMall are issued by Metabank and are pin-enabled. Some come from Sunrise Bank and don’t have PINs. I am told if you search and order the Silver Visa Gift Card (that looks like the ones that comes from Staples) that you will get one with a PIN. I haven’t personally been able to test this out since GiftCardMall seems to cancel all of my orders. Hopefully you will have better luck.
New York Yankees® BankAmericard Cash Rewards™ MasterCard $200 Bonus
Bank of America has several (co-branded) versions of their Cash Rewards credit card. The normal sign-up bonus on these cards is $100 after $500 in spend during the first 3 months. Fortunately Doctor of Credit found a bonus that is twice as good. The only drawback is that it is a New York Yankees card which might upset some.
- The Bonus: Earn $200 in cashback after $500 in spend during the first 90 days.
- Annual Fee: $0
- How to Maximize: Get 10% more if you transfer your cash rewards into a Bank of America checking account.
Merged Inquiries/Multiple Cards
Bank of America is known to combine credit inquiries if you apply for muliple cards on the same day. For example, last year I opened one of these cards during a similar $200 bonus along with an Alaska Airlines card. Both applications were done within minutes of each other and the inquiries were merged.
If you are interested in applying, here is the direct application link.
That is it for now. Have a great evening!