Get Started

Learn more about Credit Cards, Travel Programs, Deals, and more.

How To Transfer American Express Points: A “How To” Guide

This post may contain affiliate links - Advertiser Disclosure. As an Amazon Associate, we earn from qualifying purchases.

How To Transfer American Express Points: A "How To" Guide

How To Transfer American Express Points: A “How To” Guide

In this guide, we will show you how to transfer American Express points to hotel and loyalty programs. Step by step, you’ll see how to set this up for the first time.

How To Transfer American Express Points

Amex does NOT allow you to transfer your Membership Rewards to other users. However, you can send your points to another person’s airline or hotel account, as long as that person is an Authorized User on one of your MR-earning cards. This person must be an Authorized User for 90+ days on the card for this to be allowed (rules here).

(Note: Even though Amex will allow you to transfer the points, Singapore KrisFlyer sometimes rejects points you to transfer to an authorized user account)

Here’s how to transfer points to the 17 airline and 3 hotel programs that partner with American Express Membership Rewards.

How To Transfer Points: Chase, Citi & American Express "How To" Guide
1. Click on “Explore Rewards” on the right side.

On the right side, you will see “Explore Rewards” in a blue button. Click on that, and you will go the to area to manage your points. We want “Transfer Points”.

a screenshot of a website
2. Click on “Transfer Points” from the options.

From here, some programs will be displayed depending promotions like higher transfer rates/bonuses. To see all programs, click on “View All” in the blue button, top right.

a screenshot of a website
3. Click on “View All”.

From here, choose the program you want to send points to.

How To Transfer Points: Chase, Citi & American Express "How To" Guide
4. Choose the program to use.

American Express will tell you the maximum points you can transfer right now. You must transfer in increments of 1,000.

a close-up of a card
5. Amex tells you the transfer rules.

From here, you will need to fill out 3 pieces of information. 1) Whose account the points are going to, 2) which Amex card you want to use to confirm your identity, and 3) the 4-digit and 3-digit codes for that card. This way, Amex knows only you are sending these points out.

a screenshot of a card
6. Confirm your identity to send points.

After you confirm this and enter the rewards account number at the bottom, you can transfer points.

a screenshot of a login
7. Enter the rewards account number to link it.

To transfer points, enter the number of points to transfer. Amex will show you how many points will end up in that account after the transfer.

a screenshot of a screen
8. Set how many points to transfer & how to pay the fee, if any.

Unfortunately, American Express charges customers an excise tax offset fee of $0.0006 per point (with a maximum fee of $99 per transaction) when transferring to any domestic programs. The price to pay (and paying with points or cash) are displayed before confirming & finishing the points transfer. You won’t pay this fee when transferring to programs outside the U.S.

That’s how you transfer points to loyalty programs with American Express!

Final Thoughts

Now you should know how to transfer American Express points to hotel and airline programs. Unfortunately, we can’t share our points with other people, so we looked at rules that apply with Amex. It’s time to redeem those points. Have fun!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

 Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card is the old king of travel rewards cards. Right now bonus_miles_full

Learn more about this card and its features!

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Ryan Smith
Ryan Smith
Travel hacker in 2-player mode, intent on visiting every country in the world, and can say "hello" or "how much does this cost?" in a bunch of different languages.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Make sure to set up the loyalty accts you are transferring to well in advance of transferring as the names sometimes have to exactly match to your acct with AMEX & can need time to sort it out


Please enter your comment!
Please enter your name here