Clean Slate Series: Credit Card Application Guide for Beginners

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Focusing on the first year of applications without any business cards.

Clean Slate Series: Year 3 Of Applications, What I Would do if I Were...

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If I could start over today - this is how I would do it. Year 3 of 3.

The Credit Card Reconsideration Letter – What to Include & A Sample

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Credit card reconsideration letters can be your last resort to getting approved. I have provided a sample letter to work off of along with the basic points I feel should be included to increase your chances of success.

Credit Card Reconsideration Tips & Strategy: Change That Denial to an Approval!

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Everything you need to know for a successful credit card reconsideration experience. Tips for reconsideration and how to request reconsideration via the phone, mail and more!

Credit Card Churning & Getting a Mortgage: What to Expect Top to Bottom

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Basics of getting a mortgage for the credit card churner. Which FICO is used, how inquiries affect a mortgage, letters of explanation, sourcing funds and more.

Debt Is Evil

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A quick rant about debt, why your debt pays for my travel and how taking on debt is costly in so many ways.

Don’t Fall Into This Trap Of The Miles/Points Game

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The miles & points hobby isn't for everyone. Find out the typical newbie story and learn which traps to avoid as you grow from novice to expert.

4 Reasons you Should Always Book Travel With Points!

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4 reasons you should be booking your travel with miles and points.
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