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How To Transfer Citi ThankYou Points: A “How To” Guide

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How To Transfer Citi ThankYou Points: A "How To" Guide

How To Transfer Citi ThankYou Points: A “How To” Guide

For those wondering how to transfer Citi ThankYou Points to airline or hotel programs, we’ll show you. We’ll also show you how to share those points with other people. Below is a step-by-step guide on sharing and transferring these points.

How To Transfer Citi ThankYou Points

Like Chase, CitiBank allows you to transfer points to loyalty programs and also share with other people. Here’s how both of these work.

Transfer To Family Members / Combine Points

Citi is really flexible on sharing ThankYou Points: you can share with anyone. The only limit is sending or receiving 100,000 points in a year. The real kicker is that shared points are only valid for 90 days after the share. This makes them only valid for sharing for a booking you want to make soon. Don’t share until ready to make a booking.

To manage your ThankYou Points, go to and log in. Also, you can log into your Citi credit cards account like normal and find “Redeem” on the right-hand side.

a screenshot of a phone
1. Click on “Redeem”

Here’s where Citi is kind of annoying: your cards will all be ‘separate accounts’. Notice the last 2 digits of the ThankYou account numbers don’t match. That’s even though my cards are all in my name with the same billing address. They’re all listed in my same 1 Citi log-in for online banking.

How To Transfer Points: Chase, Citi & American Express "How To" Guide
2. Select which account to manage.

Once you’re logged in, look for “More Ways To Redeem”. Hover your mouse over that, then you can choose “Points Sharing”.

a screenshot of a credit card
3. Choose “Points Sharing”.

Citi will call or send you a code (your choice) to confirm your identity before you can do anything else.

a screenshot of a phone call
4. Confirm your identity.

On the next page, read the rules and then click on “Begin Sharing”. From there, fill out the required information on number of points to share and the recipient.

a screenshot of a computer
5. Fill out information for the person receiving points.

On the next page, if everything is correct, you’re done! Just submit.

If you need information on how to combine your Citi accounts or how to move “Double Cash cash back” into ThankYou Points, read this.

Transfer To Loyalty Programs

If you’re looking to transfer your Citi ThankYou Points to their 15 airline partners, read on

After logging into your account like above, hover over “More Ways to Redeem” and then choose “Points Transfer” on the left side.

a screen shot of a credit card
1. Choose “Points Transfer”.

From here, you will see a list of your transfer options.

a screenshot of a flight transfer
2. Choose the transfer program you want.

Once you select a program, you will go to the transfer screen. Fill out the account number. Notice that I didn’t have the option to choose someone else as the account recipient. If you need to send to your spouse’s account, for example, just see above on how to share points.

a screenshot of a account
3. Fill out the required information for the account receiving points.

If everything looks good on the next page, click “transfer now”. Done!

Final Thoughts

Now you should know how to transfer Citi ThankYou Points. We looked at internal and external transfers in this guide. It’s time to redeem those points. Have fun!

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Ryan Smith
Ryan Smith
Travel hacker in 2-player mode, intent on visiting every country in the world, and can say "hello" or "how much does this cost?" in a bunch of different languages.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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