Barclays AAdvantage Aviator Business Application Process
Barclays is known for having some of the most difficult approvals, changing rules, and denials that don’t make sense. When applying for their cards, the rules never seem etched in stone. For their business cards, that can become even more complicated. I wanted to share my Barclays AAdvantage Aviator Business application process and how I made it through all of their hoops to get it approved.
The Barclays AAdvantage Aviator Business Card Details
The Barclays AAdvantage business card recently offered its highest welcome offer of all time, so I applied. Spend $1,000 in 3 months and get 65,000 American Airlines AAdvantage miles. Also, if you add an authorized user within the first 30 days and then have that user make any purchase within those first 3 months, you get another 10,000 AA miles. Essentially, 75,000 AA miles for $1,001 in spending + $95 fee. That’s almost 70 points per dollar earning.
It has an annual fee of $95 that is not waived in the first year. Additional perks of the card include:
- First checked bag free for the primary cardmember and up to 4 companions
- $99 companion certificate after spending $30,000 or more
- Earn $3,000 Elite Qualifying Dollars (“EQDs”) after spending $25,000 in Net Purchases
- 25% discount on in flight purchases
- No foreign transaction fees
The Barclays AAdvantage Aviator Business Application Process
I applied using the business information from the LLC that my wife and I own 50/50. I listed the business and home address as the same, since that’s where most of the action happens. The application showed “pending”, which didn’t surprise me. A day later, it showed “denied” online, so I waited for my letter to come in the mail.
Within a week, I received a letter saying that Barclays couldn’t verify my business information. I called in and gave them our EIN (Federal Tax ID), because they seemingly couldn’t find any record of it. They told me they had everything they needed, and I’d get a decision in a few days.
4 days later, I received another letter asking for more information, asking me to call again. I called, and they said they couldn’t find any registration documents for our business. Our LLC is registered in another state using the address of an expat tax specialist. Once I provided this registration number, they found it in the database and confirmed the existence of our business. Both representatives I’d talked to at this point used the phrase “we are very thorough” several times.
My Barclays AAdvantage Aviator Business Approval
After providing everything they’d asked for, I still couldn’t get approved on the phone. I waited another 4 days to receive an approval notification on the website. 3 days after that, I got the card in the mail. Our LLC had over $50,000 of revenue listed on our last tax return. Credit limit for my card: $4,000.
My Wife’s Application
My wife is still going through this same routine, applying for the same card and jumping through the same hoops. We are glad that we applied when we did, since the welcome offer has decreased now. At least we know what to expect and what they’re asking for, so my wife’s application should be less annoying.
Final Thoughts on the Barclays AAdvantage Aviator Business Application Process
My last Barclays card was the Arrival Plus, back in January. I purposefully waited 6 months from that date to this one. I tried applying for the AAdantage Aviator Red (personal card) in February and was denied, because I forgot this was Barclays. I’ll make sure to wait another 6 months before trying to get anything else from them. I also put some spend on my Arrival Plus before this application, hoping ‘signs of life’ would help.
It took me nearly a month to get this card from first applying online. It probably would’ve been simpler if the home address and business registration address were in the same state. They never searched nationwide, just checked the ‘home address’ state, saw nothing, and denied the application. It’s frustrating the first representative told me they had everything they needed, since they clearly didn’t. In the end, I got the card and will earn the AA miles that come with it.
It is possible to get Barclays cards, despite how much they seem to make up the rules as they go. The process for the AAdvantage Aviator Business Card took much longer than any other application I’ve done, but the end result was the one I wanted.