Credit Cards

Credit Cards

The number one way to rack up a lot of points/miles is through credit cards. Whether it is taking advantage of a great sign-up bonus or maximizing bonus categories, we are here to help.

Credit Cards for Beginners

If you are just getting started, then we have some advice for you. There are a few things you should learn before making your first applications. Read these posts to help:

Getting to Know the Banks

As you delve deeper into miles/points you will start hearing about the various banks and credit card products. While there are a ton of banks that offer rewards cards, the three biggest players are Chase, Citi and American Express. Each of these banks has their own rewards program and quirks.

Program Overview

Ultimate Rewards

Credit Cards

Program Overview

Membership Rewards

Credit Card Benefits

Credit Card Reconsideration

Once you have learned about the basics and studied the banks, then it becomes time to apply. If you aren’t approved right away, we have some tips that could help you turn that fate around.

Credit Card Retention

Rewards cards come with annual fees and not every card is worth keeping long term. When you try to cancel, sometimes banks try to keep your business with lucrative offers. Here is some information on maximizing those offers.

More Help

In the section below you’ll find links to all of our credit card related posts. You can also find even more relevant articles on our resources page. We have five years worth of dedicated credit card content to explore.

When you’re ready to apply, CLICK HERE.

All Credit Card Related Posts

New Staples Chase Offer for Ink Cards: Up to 5X + Up to 30%...

Get up to 30% back plus earn up to 5X with these brand new Staples Chase Offers for business cardholders. Tons of potential!

Citi Premier Card 65K Bonus Available In-Branch, Last Day!

The Citi Premier credit card has an increased 65,000 points signup bonus offer that is available in branch only.  This is the highest bonus we have seen for this card and it expires today.

Chase Sapphire Preferred, New Targeted 80K Offer

Chase has a new bonus of 80,000 Ultimate Rewards points for the Chase Sapphire Preferred credit card. This is a targeted offer that has been sent out by mail to some customers.
Travel Hacking Overseas

US Bank Encourages Travel Freedom With Real-Time Rewards

Cardholders can achieve more travel freedom with US Bank's Real-Time Rewards program. Let's review how we can take advantage of this unique program.
using the new chase offers system

Got A Negative Balance On A Credit Card? Here’s What You Can Do.

Got a negative balance on a credit card? Here's what you can do. We examine how it's possible to get a negative balance, impacts, and options.
Guide: American Express Program Rules Including Application Restrictions, Card Limits and Difference Between Credit and Charge Cards

I Was Instantly Approved For The Charles Schwab Amex Platinum Card – Here’s How

Thinking about applying for the Charles Schwab Amex Platinum Card and wondering how to apply? Not sure if you even qualify? Here's how my application went.

Amex Gold Card Now Has 20K Points Referral Bonuses [Targeted]

The referral bonus has been increased to 20,000 Membership Rewards points for each person you refer and is approved for a new card.

Shut Down! US Bank Closes All of My Credit Card Accounts

US Bank shut down all of my credit card accounts. Let's review my conversation with US Bank, what I learned, and how I redeemed my remaining rewards.