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Discover Steps It Up With Additional 5% “Choose A Store” Bonus!

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Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

Discover 5% Choose a Store

An Additional Discover 5% Cash Back Bonus

Update: While several people I know have received the offer, at least one reader reports it doesn’t show for them. It may be targeted. Thankfully a reader sent me a work around which still works on accounts which were not targeted. Details here.

There are currently three cash back cards with 5% rotating categories. Last week I covered in detail the 4th quarter bonus categories on the Chase Freedom, Citi Dividend & Discover It. Each of these cards have different categories that earn 5% cash back during the 4th quarter on up to $1,500 in purchases.

Discover seems to be taking 5% to the next level with a second concurrent bonus. I am not sure if this is targeted or not, but when I logged into my account, it showed another set of Discover 5% bonus cash back. For this second offer (shown above), I get to choose a store at which to earn 5% cash back on up to $1,000 in purchases through November 30, 2014.

Discover 5% cash back
Another set of Discover 5% cash back. You should see this listed on the right hand side of the page when you log in to your Discover account.

As you can see, this Choose a Store bonus is completely seperate from the normal Discover 5% cash back. Combined, I can earn 5% cash back on up to $2,500 in purchases! While in a perfect world I could choose any store at which to earn 5%, Discover gave me six options. I can choose: Applebee’s, Bed Bath & Beyond, Lowe’s, Olive Garden, Shell or Walgreens.

For some, Walgreens will allow the purchase of gift cards with credit cards. Lowe’s and Shell may also allow this as well, however every store is different. Most of these stores in my area do not allow the purchase of Visa/MC gift cards with credit cards, so I may not be able to maximize the bonus as well as some others.

Conclusion

With American Express really stepping up their game again with Small Business Saturday, it is nice to see Discover come out with yet another bonus to compete. The Discover It is one of the few cards I would sign up for that doesn’t pay an up front bonus, precisely for the 5% categories, their shopping portal and other bonuses like this.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Shawn Coomer
Shawn Coomerhttps://milestomemories.com/
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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