Great News – CSR 5X Earning & Travel Credit Stack!

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CSR 5X Earning & Travel Credit Stack

Great News – CSR 5X Earning & Travel Credit Stack!

I wanted to put together a quick post on some good news that was shared in our Diamond Group.  Chase recently made some pretty impressive short term changes to the Chase Sapphire Reserve card.

A quick recap of the changes:
Those are all amazing offers but it left a few big questions unanswered:
  • Will you still earn the points on the purchase if you pay yourself back with Ultimate Rewards points on it?
  • Will you earn 5X points on your grocery purchase if it triggers the $300 travel credit.

It has already been confirmed that you still earn the points when you cash in Ultimate Rewards points to pay for the charge.  They are considered separate transactions.

That left the travel credit question still unanswered though.  I had assumed that the travel credit would not trigger the 5X points earning since you do not earn points on the travel credit when using it for travel.  Facebook member Rena confirmed with me that you in fact DO earn points on the purchase even if the travel credit is triggered.

CSR 5X Earning & Travel Credit Stack

CSR 5X Earning & Travel Credit Stack

Final Thoughts

I assume Chase’s coding did not set it up the same way they do for the normal travel credit.  This makes my thoughts on upgrading to the CSR card even stronger.  Since I could easily knock off the travel credit and earn 5X points while doing it. If you have some of that travel credit left then I suggest you be sure to use it this month at the grocery store.

Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

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  1. I don’t think gas is apart of the “pay yourself back” fyi….

    Chase Sapphire Preferred & Chase Sapphire Reserve cardholders can redeem points for 1.25¢/1.5¢ per point towards purchases made in these categories:

    Grocery Stores
    Dining (includes restaurants, takeout, and eligible delivery services)
    Home improvement stores, such as Home Depot and Lowe’s


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