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Softcard Is Shutting Down – What Happens to “SoftServe”?

Shawn Coomer
Shawn Coomer

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Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Links in this post may provide us with a commission.

softcard shutdown

Bye Bye Softcard

Recently it was announced that Softcard (formerly ISIS) was purchased by Google. At the time of the purchase it wasn’t clear what would happen to Softcard, since Google has their own competing “Google Wallet” service.

After making the announcement, Softcard said they would have more information in the coming weeks. Doctor of Credit is reporting that Softcard has announced they will be completely shutting down. According to their new FAQ, “In the near future, the Softcard app will shut down and all wallets will be terminated. A specific termination date will be provided soon.”

The FAQ goes on to state that no payment or any other type of data will be transferred over. In other words, this isn’t a merger of the two programs, but instead a complete shutdown of Softcard. Once you open a Google Wallet account you will have to basically start over.

Serve with Softcard

softcard shutdown

I have shared my love for the Softcard version of the Serve many times before. Despite my recent conversion to REDbird, I still have one “SoftServe” in the family. For those who don’t know, the Softcard version of Serve allows $1,500 per month in online credit card loads while the normal Serve only allows $1,000.

This announcement doesn’t say anything about what will happen to these Serve accounts, although I suspect they will probably stay as is. With that said, my guess is new signups won’t last for very long.

If you were considering signing up for Serve through the app, I would suggest doing it sooner rather than later. The worst thing that would happen is that your card will be converted to a normal Serve with the $1,000 limit.

Conclusion

Since Apple Pay has proven to be so popular, I think it made sense for Google to take out the competition. With that said, Google has failed to gain traction with Google Wallet and I don’t think the absence of Softcard will change that. RIP ISIS/Softcard.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Shawn Coomer
Shawn Coomerhttps://milestomemories.com/
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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At Miles to Memories we share the best tips, tricks and deals plus travel rants, musings, hotel, airline and loyalty program reviews and a lot more! Our goal is to help people save money so they can get out there and travel the world! Through our various blog posts, podcasts & videos we teach others how to maximize loyalty rewards, hotel & airline programs and credit cards to achieve amazing things.

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