The SPG Amex Spending Threshold is Lower, But You Probably Don’t Want to Apply Now

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spg amex lower spending 30k

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Before applying I highly suggest reading the following posts: Slow & Steady Doesn't Make You A Loser and A Mandatory Waiting Period to Apply for Credit Cards?. You can find all of our credit card reviews here.

Amex SPG Offer & Why You May Want to Wait

Yesterday American Express made a slight change to the bonus structure on their Starwood Preferred Guest personal card. Before the change, the 25k bonus was paid out after $5k in spend during the first three months. Now that spend threshold has been lowered to $3k.

I know a lot of you struggle to hit minimum spend requirements, so a lowered threshold like this may be welcomed. Unfortunately there is a problem. SPG normally raises the bonus to 30k points around this time of year. In fact, last year the 30k bonus surfaced on May 31.

Now of course there is no guarantee that the 30k bonus will return this year, but it has surfaced every summer for as long as I can remember. Since you can now only get one bonus for the lifetime of a personal card, it may be a good idea to wait for a 30k offer.



Information is power and I just wanted to inform everyone of the possibility of a 30k offer coming soon. If you still think the lower spending threshold is appealing, then you really can’t go wrong with this card. Are you holding out for 30k or do you like the lower spending requirement? Let me know in the comments!

Shawn Coomer
Shawn Coomer earns and burns millions of miles/points per year circling the globe with his family. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world.

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  1. Wonder if I should speak to them. I’ve had my SPG for almost 1 cycle (25k $5k spend in 6 months..think I’ve only spent $2k and another $1.6k in a few weeks when my I watches are shipped. Not sure if they will do it though haha

  2. Any idea on how this relates to referral bonus’s? I can refer someone for 5k pts. 2 questions…
    1) In the past, have we been able to refer someone (I get 5k) and the referee can still get the 30k bonus?
    2) Can I refer someone to the 3k spending requirement application?


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