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Amex Just Won’t Quit! 130K Amex Business Gold Referral Offers

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130K Amex Business Gold Referral Offers

130K Amex Business Gold Referral Offers

It is like the Amex Business department is playing chicken with each other to see who can push the offers the highest. We were just talking about 100K Amex Business Gold offers, thinking they were the best thing since sliced bread and all. Well maybe not the best thing, that goes to the Amex Business Platinum card offer, but still pretty dang good. Amex said hold my beer this weekend, and launched an even better offer available via personal referral links.

Update 9/15/22: Offer is showing up in people’s referrals again.

Amex Business Gold Increased Referral Offer Details

Earn 130,000 Membership Rewards after spending $10,000 in the first 3 months of card membership. The $295 annual fee is NOT waived.

Since this is a referral offer it has the normal lifetime language terms too. Only the no lifetime language offers let you bypass the once per lifetime terms. They also let you carry more than one of the same card, and those are targeted to specific Amex members.

If you have never had the Amex Business Gold card, and been considering it, then this is as good as it gets.

130K Amex Business Gold Referral Offers

Card Details

The American Express Business Gold comes with a pretty great earning structure if the categories line up with your spending patterns. It is an underrated card in my opinion with a 4X earning cap 6X larger than the personal Amex Gold.

  • Earn 4x Membership Rewards on the two categories your business spends the most each billing cycle. Good for up to $150,000 in combined purchases each calendar year in the following categories.
    • U.S. purchases at restaurants
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • You can get 25% points back when booking a flight with pay with points. Essentially 1.33 cents per point.

Final Thoughts

This is a pretty amazing offer if you can hit the required $10,000 in spend. That won’t be reachable for everyone though. Don’t force it if you don’t think it works for you. If you have a spouse or significant other etc. that can refer you to this offer then even better. You could earn the extra 15,000-30,000 points from that as well if it shows on your account.

If you don’t have a referral to use here is one from a reader. It has worked for many in our Diamond Lounge when clicking through via a clean browser. Try clearing your cookies first then open incognito with different browsers.

Reader Referral Link 1

Reader Referral Link 2 (try Firefox)


HT DoC & Reader Patrick

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers.

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Mark Ostermann
Mark Ostermann
Mark Ostermann is a father, husband and miles/points fanatic. He left the corporate world after starting a family in order to be a stay at home dad. Mark is constantly looking at ways to save money and stay within budget while also taking awesome vacations with his family. When he isn't caring for his family or taking a weekend trip, Mark is working towards his goal of visiting every Major League Baseball ballpark.

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Amex must have renegotiated their deal with airline partners to gbuy their points on the cheap. Mass devals incoming.

    • I realize that it is mentioned in the article. But, some would rather skip the read if the LL is present. Thanks again.

      • We always label NLL offers otherwise it should be assumed it is a normal application terms offer. And referral offers (in the title) always have lifetime language.

  2. FYI, mine (#1) worked for me in Windows on chrome incognito. I couldn’t get it on Android at all, wifi or mobile data, VPN or incognito.


    • This time with my link I got it on Android and not on the computer where it worked before. So I’d jump around a bit and see if you can’t get it.


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